PPP LOAN 상환면제 신청이 다가오고 있기에 몇 가지 안내 말씀을 드립니다.

1. 면제를 받으시려면 LOAN 금액의 고하를 막론하고 반드시 면제신청서와 첨부할 서류를 해당 금융사를 통해 보내셔야 합니다.
2. 해당 은행은 접수한 신청서와 첨부서류 검토후 SBA로  신청서를 제출합니다.    
3. 면제신청은 융자 받은날로부터 만 24주가 지난 후에 하는 것이 가장 유리합니다.
4. PPP LOAN 금액이 $50,000 이하인 경우는 면제신청서 및 요구되는 서류가  매우 간략해졌습니다.
5. 현재까지 발표에 의하면 면제신청은 만24주가 끝나는 날로부터 10개월 이내에 해야하고, 면제 확인을 받을 때까지는 신청 후 약 6개월 정도 걸릴 것을 예상합니다.
6. 면제신청은 차용자가 은행을 통해 직접 할 수 있습니다. 하지만 저희에게 도움을 요청하시면 도와드리겠습니다. 이에따라 수수료가 부과됩니다.
7. 면제 받지 못한 부분은 융자액으로 차후 상환하셔야 합니다.     

We hope you are well during the current crisis. The following updates regarding the PPP LOAN waiver are for you reference:

1.    In order to get the waiver approval, regardless of the loan amount, the borrower is required to send the application along with the supporting documents to the financial institution where the PPP loan was processed.

2.    The financial institution reviews the application and corresponding documents before it submits the application to SBA.

3.    It is most advantageous to apply for a waiver after 24 weeks from the date of receiving the loan.

4.    For the PPP LOAN of $50,000 or less, the application and required documents have become greatly simplified.

5.    The deadline for applying for the waiver is 10 months after the last day of the borrower’s loan forgiveness covered period, and it is expected to take about six months to receive confirmation of the waiver after submission of the application.

6.    The borrower may apply for waiver directly through the financial institution. However, we will gladly help the process if you ask us. Fees will apply accordingly.

7.    The portion not waived will become the loan, and the borrower is fully liable for the repayment.